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Understanding Your Coverage
Terms of Service for Asset Defense Insurance
At Asset Defense Insurance, we are committed to providing transparent and comprehensive insurance services tailored to the unique needs of military families, gig workers, pre-retirees, and career starters. Our Terms of Service outline the rights and responsibilities of our policyholders, ensuring you have the clarity and confidence needed to make informed insurance decisions.
Comprehensive Protection
Our policies are designed to safeguard your assets with tailored coverage that meets your specific needs.
Transparent Agreements
We ensure our terms are clear and accessible, so you know exactly what your policy covers.
Dedicated Support
Our team is here to assist you with any questions or concerns, providing support every step of the way.
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
Terms of Service for Asset Defense Insurance
Effective Date: February 5, 2025
1. Services
Asset Defense Insurance provides insurance quotes for term life, final expense, and indexed universal life (IUL) policies.
2. Compliance
- Licensing: Operates under Oklahoma License #190736.
- Advertising: Follows NAIC Model Regulation #570 (no misleading statements about coverage/benefits).
3. Quotes & Policies
- No Guarantees: Quotes are estimates; final approval requires underwriting.
- Third Parties: All policies are underwritten by NAIC-licensed carriers. Specific carrier details, including NAIC numbers, are available upon request or during the application process.
4. Limitations
- Eligibility: Services available only to Oklahoma residents unless otherwise stated.
- Liability: We are not liable for carrier decisions or policy lapses.
5. Governing Law
Disputes governed by Oklahoma law.
Asset Defense Insurance provides insurance quotes for term life, final expense, and indexed universal life (IUL) policies.
2. Compliance
- Licensing: Operates under Oklahoma License #190736.
- Advertising: Follows NAIC Model Regulation #570 (no misleading statements about coverage/benefits).
3. Quotes & Policies
- No Guarantees: Quotes are estimates; final approval requires underwriting.
- Third Parties: All policies are underwritten by NAIC-licensed carriers. Specific carrier details, including NAIC numbers, are available upon request or during the application process.
4. Limitations
- Eligibility: Services available only to Oklahoma residents unless otherwise stated.
- Liability: We are not liable for carrier decisions or policy lapses.
5. Governing Law
Disputes governed by Oklahoma law.
6. Disclaimers
- No Guarantees: Coverage is not guaranteed. We are not liable for:
- Carrier decisions to deny coverage.
- Policy lapses due to non-payment.
- Errors in third-party rate tables.
- Not Financial Advice: IUL cash value growth projections are hypothetical and not guaranteed.
7. Indemnification
You agree to indemnify AssetDefense.insure and Asset Defense Insurance, LLC against claims arising from:
- Misuse of the Site.
- Breach of these ToS.
8. Governing Law & Dispute Resolution
- Jurisdiction: Disputes governed by Oklahoma law.
- Arbitration: Claims resolved via binding arbitration under AAA rules (waiving jury trials).
9. Termination
We reserve the right to suspend access for violations of these ToS.
10. Updates to Terms
We may revise these ToS. Continued use constitutes acceptance.
11. Contact Information
Licensing & Complaints:
- Email: info@assetdefenseins.com
- Mail: 8211 E. Regal Pl. Ste. 100 #3020, Tulsa, OK 74133
- Oklahoma Insurance Department: 1-800-522-0071
12. Compliance Statements
- NAIC Compliance: Adheres to Model Regulation #570 (Advertisements of Life Insurance).
- Anti-Fraud: Reports suspected fraud per 18 U.S.C. § 1033.
- ADA Compliance: Site meets WCAG 2.1 AA standards.
Oklahoma License #190736 | NAIC #7738516
- No Guarantees: Coverage is not guaranteed. We are not liable for:
- Carrier decisions to deny coverage.
- Policy lapses due to non-payment.
- Errors in third-party rate tables.
- Not Financial Advice: IUL cash value growth projections are hypothetical and not guaranteed.
7. Indemnification
You agree to indemnify AssetDefense.insure and Asset Defense Insurance, LLC against claims arising from:
- Misuse of the Site.
- Breach of these ToS.
8. Governing Law & Dispute Resolution
- Jurisdiction: Disputes governed by Oklahoma law.
- Arbitration: Claims resolved via binding arbitration under AAA rules (waiving jury trials).
9. Termination
We reserve the right to suspend access for violations of these ToS.
10. Updates to Terms
We may revise these ToS. Continued use constitutes acceptance.
11. Contact Information
Licensing & Complaints:
- Email: info@assetdefenseins.com
- Mail: 8211 E. Regal Pl. Ste. 100 #3020, Tulsa, OK 74133
- Oklahoma Insurance Department: 1-800-522-0071
12. Compliance Statements
- NAIC Compliance: Adheres to Model Regulation #570 (Advertisements of Life Insurance).
- Anti-Fraud: Reports suspected fraud per 18 U.S.C. § 1033.
- ADA Compliance: Site meets WCAG 2.1 AA standards.
Oklahoma License #190736 | NAIC #7738516
Contact:
info@assetdefenseins.com | Oklahoma License #190736
info@assetdefenseins.com | Oklahoma License #190736
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
Contact Us
info@assetdefenseins.com
Call us toll-free at +1 (833) 317-4142
For local assistance, call +1 (405) 300-1108
For local assistance, call +1 (405) 300-1108
8211 E. Regal Place, Suite 100
Tulsa, OK 74133
Tulsa, OK 74133
OK Lic. #190736, TX Lic. #2030710, MI Lic. #7738516, VA Lic. #1384083, IA Lic. #7738516, NE Lic. #7738516
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